As a member of Bluestone Federal Credit Union, you won’t have to deal with unnecessary or hidden fees like you’ll find at many other financial institutions. Here are the fees you’ll find at your Credit Union.
Service | Fee | |
---|---|---|
Fax Service | $1.00 per page | |
Statement Copy | $1.00 per page – Free via It’sMe247 | |
Photocopy | $0.25 per page | |
Share Draft Copy | $1.00 per item – Free via It’sMe247 | |
Counter Checks | First 8 free. $0.25/each thereafter. Must be purchased in sets of 4. | |
Stop Payments | $25.00 per item | |
Returned Mail (per month) | $5.00/month | |
Expedited Mail/Item | $10.00/item + carrier fees | |
Account Reconciliation / Checkbook Balancing | $20.00 per hour | |
Cashiers Checks | $4.00 per check (Depending on Current Relationship Pricing Level) | |
Money Orders | $2.00 each (Depending on Current Relationship Pricing Level) | |
Check Cashing Fee | 2% of the face value of the check | |
Photocopy of Money Order | $5.00 per copy | |
ATM | 10 free monthly / $1.00 each after 10 | |
Foreign ATM Terminals | $2.00 each charged by the Credit Union (possible fee from other financial institution) |
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Debit Card Replacement | $10.00 per card | |
Debit Card Pin Replacement | $1.00 per occurrence | |
Debit/Credit Sales Receipt Copy | $15.00 | |
Prepaid Cards | ||
-Gift Cards | $3 per card with $10 Minimum Load; $5 fee per month after 12 months of inactivity. | |
-TravelMoney | $15 per card with $100 Minimum Load; $5 fee per month after 10 months of inactivity | |
-Everyday Spend | $15 per card with $10 Minimum Load plus a $1.75 per month service fee; $3 fee per month after 3 months of inactivity | |
Transfer From Overdraft Protection Loan | No charge | |
Overdraft Transfer From Savings | $3.00 per Transfer | |
NSF Share Draft (Returned) | $25.00 per item ($100.00 Max per day) | |
NSF Share Draft (Honored) | $25.00 per item ($100.00 Max per day) | |
Deposit Returns | $5.00 per item | |
Inactive Account | $5.00 per month | |
Money Market Savings | $5.00 per transaction after 6 unsigned | |
Dividend Bearing Share Draft | $5.00 per transaction after 6 unsigned | |
Money Market Share Draft | $10.00 monthly fee if balance falls below $10,000 | |
Promise Deposits | $3.00 fee per check | |
Wire Transfer | ||
-Outgoing Domestic | $20.00 each | |
-Outgoing International | $50.00 each | |
-Member to Member | $5.00 each | |
-Incoming | $5.00 each | |
Recurring Wire | $10.00 setup | |
$15.00 first wire | ||
$5.00 each wire thereafter | ||
Loan Refinance Fee | 1% of loan balance (minimum $25) | |
Loan Late Fee | a) | $10.00 after 15 day grace period |
b) | 5% of loan pymt, min. of $5, 10 days grace | |
Mortgage Payoff Statement (does not apply to CU Mortgage Direct LLC) | $12.50 | |
Cash Advance | ||
Non-Bluestone FCU Card | $10.00/advance | |
Non-Member | $10.00/advance | |
Credit Card Late Fee | $12.50 per month | |
MASTERCARD Credit Card Late Fee | $12.50 per month | |
NSF Credit Card Payment | $25.00 per item | |
Copy of Credit Card Statement | $1.00 per page – Free via It’sMe247 | |
Copy of Credit Card Sales Receipt | $5.00 per copy | |
Copy of Charge Slip | $5.00 per item | |
Credit Card Pin Replacement | no charge | |
Credit Card Replacement | $10.00 per card | |
Certificate Early Withdrawal | Forfeit 180 days interest for CD’s 12 months and under | |
Forfeit 365 days interest for CD’s over 12 months | ||
Pay Guard Program | $25.00 per item ($100 Max per day) |