In 2020, in a response to pandemic-related financial woes, the three largest nationwide credit reporting agencies (Equifax, Experian and TransUnion) started offering consumers weekly reports. As the pandemic-related issues including increased financial fraud have continued long past the scope of the initial offer, the agencies have extended the offer of these weekly reports. Now, they are making the offer permanent.
You can now receive a free credit report from any or all of the three agencies every week. As per the Federal Trade Commission, the three agencies have a centralized website, toll-free telephone number and mailing address so that you can order these reports in one place.
In order to claim your report, visit AnnualCreditReport.com or call 877-322-8228. Please note, this is the only website that is authorized to fill orders for the free credit reports you are entitled to. Other websites may offer credit reporting services that may affect your score.
For more information on Best Practices when monitoring your credit, visit the FTC’s website consumer.ftc.gov