Generated by All in One SEO v4.9.5.1, this is an llms.txt file, used by LLMs to index the site. # Bluestone Federal Credit Union Always in your corner. ## Sitemaps - [XML Sitemap](https://www.bluestonefcu.org/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [News](https://www.bluestonefcu.org/news/) - [Penny Deposits-What You Need to Know](https://www.bluestonefcu.org/penny-deposit-faq/) - Penny Deposits: What You Need to Know Last Updated: January 14, 2026 UPDATE: Recent updates to national coin circulation policies now allow us to accept pennies again. We understand these types of adjustments can be confusing. We are committed to monitoring changes and adjusting our policies as information becomes available so we can better serve - [Shutdown 2025](https://www.bluestonefcu.org/shutdown-2025/) - Updates from Bluestone Federal Credit Union on the impacts of the 2025 U.S. government shutdown. - [Bluestone Federal Credit Union to Open New Branch Concept](https://www.bluestonefcu.org/new-location-41st/) - Bluestone Federal Credit Union to break ground on new location set to open in spring 2026. It's located east of 41st Street and Sertoma Avenue in Sioux Falls. - [Estatement Rewards Sunsetting](https://www.bluestonefcu.org/estatement-rewards-sunsetting/) - For Release- As of Jan 1, 2025, Bluestone FCU will no longer issue the $0.25 E-Statement rewards credit. If you are signed up for E-Statements, your December 2024 credit, paid on Jan 2, will be the final credit paid. - [Bluestone FCU Promotes New VP, Rounding Out All-Female Executive Team](https://www.bluestonefcu.org/all-female-executive-team/) - Sioux Falls, SD-“The only place success comes before work is in the dictionary.“ That Vince Lombardi quote led Brittany Petersen from jobs in retail management to the corner office as Bluestone Federal Credit Union’s new Vice President.Petersen began her 12-year career in the Credit Union industry with Bluestone as a teller in 2012. Her desire - [Bluestone Announcing New Hours Starting Sep. 3, 2024](https://www.bluestonefcu.org/bluestone-announcing-new-hours-starting-sep-3-2024/) - Bluestone Announcing New Hours starting September 3, 2024 Beginning Tuesday, September 3, 2024, our hours of operation will shift slightly. Please see new lobby, drive up and member service center hours below.We will also continue to offer afterhours support through our partner, Xtend, during the times shown below.Bluestone Federal Credit Union Hours (effective Tuesday, September 3, - [Bluestone FCU Announces Presidential Succession Plan](https://www.bluestonefcu.org/bluestone-fcu-announces-presidential-succession-plan/) - Vice President Alayna Johnson to succeed Jeff Jorgensen, effective January 1, 2025. Sioux Falls, SD- At our recent Annual Meeting, June 13, 2024, Bluestone Federal Credit Union announced that Alayna Johnson, current Vice President, will succeed Jeff Jorgensen as President, effective January 1, 2025.“I am both honored and humbled to be able to serve the - [Grandparent Scams surge During Spring Break](https://www.bluestonefcu.org/grandparent-scams-surge-during-spring-break/) - What is a Grandparent Scam? A grandparent scam is a form of an imposter scam that seeks to exploit the fact that many grandparents have a hard time saying “no” to their grandchildren. The scammer will call and impersonate a grandchild or other close relative pretending to be in a crisis situation and in need - [Surge in Payment App Fraud: What You Need to Know](https://www.bluestonefcu.org/surge-in-payment-app-fraud-what-you-need-to-know/) - CU Today ran an article on Jan 23, 2024, “Consumers Being Cautioned Over Surging Fraud Rates on Popular Payment Apps” that referenced information from a CNN.com article, “Venmo Payment App Theft,” by Mark Morales from that same day. According to the CNN article, “the issue has gotten so out of hand in New York that - [Free Weekly Credit Reports from the Big Three](https://www.bluestonefcu.org/free-weekly-credit-reports-from-the-big-three/) - In 2020, in a response to pandemic-related financial woes, the three largest nationwide credit reporting agencies (Equifax, Experian and TransUnion) started offering consumers weekly reports. As the pandemic-related issues including increased financial fraud have continued long past the scope of the initial offer, the agencies have extended the offer of these weekly reports. Now, they - [Mobile Wallets Now Available](https://www.bluestonefcu.org/mobile-wallets-now-available/) - [Introducing Dreampoints Bluestone FCU](https://www.bluestonefcu.org/introducing-dreampoints-bluestone-fcu/) - We’ve upgraded your rewards program!Dreampoints Bluestone FCU offers an enhanced experience with an extensive reward catalog and exciting ways to earn! Don’t worry, your existing points will carry over to the new rewards site.Use your Bluestone FCU credit card for rewards on all your purchases big and small to earn points. From groceries to fuel - [NOW- More Local ATMs Surcharge-Free!](https://www.bluestonefcu.org/now-more-local-atms-surcharge-free/) - [Bluestone FCU wins Dora Maxwell and Marketing Awards!](https://www.bluestonefcu.org/sioux-empire-fcu-wins-dora-maxwell-and-marketing-awards/) - Bluestone Federal Credit Union Wins First Place Dora Maxwell Social Responsibility Award & More! April 30, 2018 Fargo, ND -- Bluestone Federal Credit Union has received a 1st Place 2018 Dora Maxwell Social Responsibility Community Service Award for their support of the 80 Rocks Project. This award, supported by the Credit Union Association of the Dakotas, - [Bluestone FCU joins Open Your Eyes!](https://www.bluestonefcu.org/sioux-empire-fcu-joins-open-your-eyes/) - FOR IMMEDIATE RELEASE Date: January 16, 2019 Media Contact: Sidney Frey, Marketing Specialist: 605.275.1726 Bluestone Federal Credit Union announces their support of the Awareness Initiative [SIOUX FALLS, SD] – Bluestone Federal Credit Union has joined Credit Union National Association (CUNA), the Credit Union Association of the Dakotas (CUAD) and credit unions nationwide in the Awareness - [2018 CUPAC/CULAC Holiday Raffle Winners Announced](https://www.bluestonefcu.org/2018-cupac-culac-holiday-raffle-winners-announced/) - Shared from http://www.cuad.coop/memos/993/announcing-the-holiday-raffle-winners.aspx The North and South Dakota Governmental Affairs Committees (GAC) have successfully wrapped up the annual CULAC/CUPAC Holiday Raffle. Once again, Dakota credit unions responded enthusiastically as over 9,600 tickets were purchased and a total of $15,244 was collected in just 30-days! North Dakota credit unions took the lead in sales and the total - [Avoiding Fraud During the Holiday Season](https://www.bluestonefcu.org/avoiding-fraud-during-the-holiday-season/) - As we head into the holidays, there are many things on the minds of everyone: ordering gifts, getting food for celebrations, and so forth. But one thing to keep in mind is also that even though it’s the Holiday Season, fraudsters and scammers are still out there, causing problems and grief for everyone. There are - [Celebrating 80 Years Strong!](https://www.bluestonefcu.org/celebrating-80-years-strong/) - Celebrating 80 Years Strong! Bluestone Federal Credit Union recently celebrated a milestone event, hosting its 80th Birthday Celebration and Annual Meeting at Canaries Stadium in Sioux Falls. During this meeting, Credit Union members are able to exercise their membership right to help determine how their Credit Union is run. Approximately 200 Bluestone Federal Credit Union - [What is an ATM Attack?](https://www.bluestonefcu.org/what-is-an-atm-attack/) - Understanding ATM Attacks In response to media reports concerning cyber attacks leveraging Automated Teller Machines (ATMs), Financial Services Information Sharing and Analysis Center (FS-ISAC), American Bankers Association (ABA), Credit Union National Association (CUNA) and Independent Community Bankers of America (ICBA) developed a whitepaper to explain how cybercriminals conduct attacks and actions financial institutions may take - [Bluestone FCU Receives Health Rating of “A”](https://www.bluestonefcu.org/sioux-empire-fcu-receives-health-rating-of-a/) - Sioux Falls, SD – Bluestone Federal Credit Union received a prestigious “A” rating from DepositAccounts.com. This rating is determined through an evaluation of 14,000 banks and credit unions in the U.S. DepositAccounts grades each one on capitalization, deposit growth, and loan-to-reserve ratio. The data generate a comprehensive health score, A through F. Bluestone Federal Credit Union is - [Bluestone FCU is Rocking Their 80th Year as a Credit Union!](https://www.bluestonefcu.org/sioux-empire-fcu-is-rocking-their-80th-year-as-a-credit-union/) - The new year means a new milestone for Bluestone Federal Credit Union. In 2018, they will celebrate their 80th birthday. While their actual charter date, or birthday, isn’t until August 25th, they’ve decided to celebrate all year by doing something that is at the very core of who they are, giving back. Each month in - [Are You Ready for Winter?](https://www.bluestonefcu.org/are-you-ready-for-winter/) - [Ryan Karst of DFS Insurance Named Young Agent of the Year!](https://www.bluestonefcu.org/ryan-karst-of-dfs-insurance-named-young-agent-of-the-year/) - Ryan Karst of DFS Insurance Named Young Agent of the Year by Independent Insurance Agents of South Dakota! SIOUX FALLS, SD — October 3, 2017 – Bluestone Federal Credit Union announced today that their DFS Insurance affiliate Ryan Karst has been named Young Agent of the Year by the Independent Insurance Agents of South Dakota (IIASD). - [Second Place Dora Maxwell Award Winners](https://www.bluestonefcu.org/second-place-dora-maxwell-award-winners/) - FOR IMMEDIATE RELEASE Date: April 13, 2017 Media Contact: Sidney Frey, Marketing Specialist: 605.275.1726 Bluestone Federal Credit Union Wins Second Place Dora Maxwell Social Responsibility Award April 11, 2017 DEADWOOD, SD -- Bluestone Federal Credit Union has received a 2nd Place 2016 Dora Maxwell Social Responsibility Community Service Award for their support of the Family Visitation Center - [Bluestone FCU Wins Service Award!](https://www.bluestonefcu.org/sioux-empire-fcu-wins-service-award/) - March 9, 2017, Sioux Falls, SD – Bluestone Federal Credit Union is a Compassionate Sioux Falls Service Award winner this year for their vast volunteer efforts in the Sioux Falls area. Compassionate Sioux Falls began in 2016 as a small group of individuals who wanted to encourage individuals and businesses to practice compassion to life - [Bluestone Federal Credit Union Fills their Hearts to the Top!](https://www.bluestonefcu.org/sioux-empire-federal-credit-union-fills-their-hearts-to-the-top/) - Sioux Falls, SD— Throughout the first half of February, Bluestone Federal Credit Union held a collection drive for the Family Visitation Center at each of their three Sioux Falls locations. Each time an item was donated by their members or employees, a heart-shaped sticker was added to the heart-o-meter with the challenge of filling - [Linda Lueth Retires After 18 Years!](https://www.bluestonefcu.org/linda-lueth-retires-after-18-years/) - Bluestone FCU Retirement! Please join us in extending best wishes to Linda Lueth, who is retiring from Bluestone Federal Credit Union on February 3, 2017. Linda has been a dedicated staff member at Bluestone FCU for almost 18 years, and she will be greatly missed by members and coworkers alike. We have all benefited from - [New Year’s Resolution – Saving Money on Car & Home Insurance](https://www.bluestonefcu.org/new-years-resolution-saving-money-on-car-home-insurance/) - Have you made any resolutions for 2017? A common resolution for many people is to save more money throughout the year. While it can be difficult to adjust your lifestyle or there simply isn’t any room in your budget to save, it is important to look at all expenses and identify how you can save - [Chariots for Children Project](https://www.bluestonefcu.org/chariots-for-children-project/) - New Wheels for Local Children Sioux Falls, SD— Saturday, December 17, 2016 was a busy morning at Airway Auto Service in Sioux Falls. Staff members from CU Mortgage Direct, LLC, Bluestone Federal Credit Union, Sioux Falls Federal Credit Union, and other sponsors gathered to participate in annual holiday bike build for a project called Chariots - [Bluestone FCU Shares Christmas!](https://www.bluestonefcu.org/sioux-empire-fcu-shares-christmas/) - Bluestone Federal Credit Union Shares Christmas with Sioux Falls! Sioux Falls, SD— On Friday, December 2, 2016 and Saturday, December 3, 2016 several members of Bluestone Federal Credit Union’s Care Committee spent time delivering gifts and household items to two deserving families in Sioux Falls. The deliveries are a part of the Credit Union’s - [Bluestone Federal Credit Union has its Crasher!](https://www.bluestonefcu.org/sioux-empire-federal-credit-union-has-its-crasher/) - SIOUX FALLS, SD – Bluestone Federal Credit Union is pleased to announce that Patrick Gross has been selected to attend Crash the GAC by The Cooperative Trust and Credit Union National Association and represent the Credit Union Association of the Dakotas! When asked what his goal at the conference would be, Gross stated, “Crash like ## Pages - [Home](https://www.bluestonefcu.org/) - [Auto](https://www.bluestonefcu.org/spend/auto/) - Auto LoansOur Credit Union is proud to offer exclusive low loan rates on all vehicles, regardless of the model year! Apply Online! Request Loan Apppointment Request Credit Line Increase Rates & Discounts Extended Warranties Indirect Financing Current Rates Rates & Discounts New or used, we won’t base your rate on the age of your vehicle.We - [West 41st Street Microbranch](https://www.bluestonefcu.org/west-41st-street-microbranch/) - Southwest Branch Member Eligibility West 41 St. Microbranch 6311 W. 41st Street, Sioux Falls, SD 57106*Drive-thru and coin counting machines not available at this location. Member Eligibility Accounts Serviced Personal Banking:Certificate of DepositChecking Account ServicesChristmas Club AccountDigital BankingMoney Market: Checking or SavingsSavings Account ServicesBusiness Banking:Business CertificatesBusiness CheckingBusiness SavingsDigital Banking Lending Services Auto and Recreational Vehicle LoanCredit CardMortgage - [North Branch](https://www.bluestonefcu.org/north-branch/) - North Branch 901 N West Ave, Sioux Falls, SD 57104 Member Eligibility Accounts Serviced Personal Banking:Certificate of DepositChecking Account ServicesChristmas Club AccountDigital BankingMoney Market: Checking or SavingsSavings Account ServicesBusiness Banking:Business CertificatesBusiness CheckingBusiness SavingsDigital Banking Lending Services Auto and Recreational Vehicle LoanCredit CardMortgage LoansPersonal LoanStudent LoanLearn more about our lending services here. Other Services Account-To-Account TransfersACH TransfersCard Purchases: - [East Branch](https://www.bluestonefcu.org/east-branch-2/) - Southwest Branch 3400 S Sycamore Ave, Sioux Falls, SD 57110 Member Eligibility Accounts Serviced Personal Banking:Certificate of DepositChecking Account ServicesChristmas Club AccountDigital BankingMoney Market: Checking or SavingsSavings Account ServicesBusiness Banking:Business CertificatesBusiness CheckingBusiness SavingsDigital Banking Lending Services Auto and Recreational Vehicle LoanCredit CardMortgage LoansPersonal LoanStudent LoanLearn more about our lending services here. Other Services Account-To-Account TransfersACH TransfersCard Purchases: - [Southwest Branch](https://www.bluestonefcu.org/southwest-branch/) - Southwest Branch Southwest Branch 5010 S. Solberg Avenue, Sioux Falls, SD 57108 Member Eligibility Accounts Serviced Personal Banking:Certificate of DepositChecking Account ServicesChristmas Club AccountDigital BankingMoney Market: Checking or SavingsSavings Account ServicesBusiness Banking:Business CertificatesBusiness CheckingBusiness SavingsDigital Banking Lending Services Auto and Recreational Vehicle LoanCredit CardMortgage LoansPersonal LoanStudent LoanLearn more about our lending services here. Other Services Account-To-Account TransfersACH - [Contact Us](https://www.bluestonefcu.org/contact-us-2/) - ​ Branches & Hours Make a Loan Payment Member Feedback How Can We Help You? Branch Locations Click for branch locations and hours. I have a question about how Bluestone does stuff. If your question starts with “I noticed in my savings (or checking, loan, etc.) account…” you probably want to skip down to - [2026 Annual Meeting](https://www.bluestonefcu.org/2026-annual-meeting/) - SAVE-THE-DATE Tuesday, June 9, 2026 Event Schedule: 5:30-8:00 pmDinner: 6:00 pmMeeting & Speaker to Follow Event Location: The Barn2510 East 54th St N,Sioux Falls, SD 57104 Empowerment Starts Here Empowerment begins with having the right knowledge and support to make confident decisions about your finances and personal security. At the Bluestone Federal Credit Union, we - [Care Committee](https://www.bluestonefcu.org/care-committee/) - Bluestone Care Committee What is Care Committee?Care Committee is a group of volunteer employees from Bluestone and CU Mortgage that discuss upcoming event in our community, plan volunteering events each quarter, and coordinate a bake sale and Giving Trees.What does CARE stand for?C-CommunityA-ActionsR-RepresentE-Encouragement 2026 Care Committee Volunteer Events - [Mortgage Loans](https://www.bluestonefcu.org/spend/mortgage-loans/) - If you’re interested in purchasing a new home, we invite you to contact our partners at CU Mortgage Direct, LLC. More information provided below. Mortgage Loans Bluestone FCU (NMLS# 619042) can help you build a new home, purchase a new home, or refinance an existing one. Check Rates Request Loan Apppointment Description CU Mortgage Direct, - [LoanPayXpress](https://www.bluestonefcu.org/loanpayxpress/) - Make a Loan Payment Choose How You Want to Pay Pay with your Bluestone Account Login to your Bluestone online banking account to make a payment. If you need to reset your online account password or setup online account access, call our Member Services Team at 605-367-7070. Bluestone Account Pay with an External Account Bluestone - [Quick Options](https://www.bluestonefcu.org/appointment-request/) - Request a Loan Appointment Request an Account Services Appointment - [Staff & Volunteers](https://www.bluestonefcu.org/staff-volunteers/) - Bluestone Federal Credit Union – NMLS # 619042 Remember that email is not a secure way to send information. Please do NOT include account numbers, Social Security numbers, or other confidential information in your email message. Volunteers Interested in Volunteering? Board of Directors Supervisory Committee Board Election Notice Interested in Volunteering? Bluestone Federal Credit Union, - [Member Communications](https://www.bluestonefcu.org/member-communications/) - Member Communications As part of Bluestone Federal Credit Union’s family, we want to keep you updated on all things Bluestone FCU! That’s why we provide multiple communication solutions so you can stay informed of credit union news, promotions and community events. Email Messages Our credit union sends monthly emails to keep you up to date - [DFS Insurance](https://www.bluestonefcu.org/dfs-insurance/) - Partnering together for all your insurance needs! Let’s work together! DFS Insurance Website About DFS Insurance Insurance Services Medicare Agents About DFS Insurance Locally owned and operated with nine offices in South Dakota, DFS Insurance is committed to providing quality insurance products for individuals and businesses. We combine our strong insurance background and product knowledge - [Card Travel Note](https://www.bluestonefcu.org/travel-note/) - Use the online forms below to note your Bluestone FCU debit or credit card for upcoming travel. If you are noting both a debit and credit card, please complete a separate form for each type of card. Debit Card Travel Notification Credit Card Travel Notification - [Business Convenience Services](https://www.bluestonefcu.org/business-convenience/) - Business Convenience Services We know convenience is important to you while running your business. That’s why we offer you options to easily access your finances anytime, anywhere! It'sMe247 Online Banking This user-friendly system allows you access your accounts, view your statements or apply for a loan 24 hours a day, seven days a week. Bill - [Business Share Accounts](https://www.bluestonefcu.org/businesssavings/) - Business Savings Accounts Let’s work together! Contact Us Description Business Money Market Savings Savings Rates Description Be sure you’ve reviewed the Business Account Requirements to have all documents and information ready to go when scheduling your account opening appointment. Rest easy with your money safe and sound in an account that has no monthly service fees - [Trust and Will](https://www.bluestonefcu.org/trust-and-will/) - Trust & Will Program Secure your family's future with an estate plan. Get 20% off an estate plan. We partnered with Trust & Will to provide members with an easy and affordable way to create an estate plan online. Trust & Will is the leader in online estate planning and has helped over half a million - [Credit Cards](https://www.bluestonefcu.org/spend/credit-cards/) - Credit Cards Great rates, great rewards and no cash advance or balance transfer fees! Apply Online! Request Loan Apppointment Request Credit Line Increase Bluestone Credit Cards Visa Platinum Rewards Fraud Reporting Card Controls Current Rates Bluestone Credit Cards All the convenience and affordability you deserve in your credit card. Did we mention that our cards - [Share Accounts (Savings Accounts)](https://www.bluestonefcu.org/savings/share-accounts-savings-accounts/) - Savings Accounts Rest easy with your money safe and sound in an account that has no monthly service fees or minimum balance requirements. Become a member owner! Ownership Share/Savings Super Access Share (SAS) and Money Market Savings Accounts Christmas Club Accounts Youth & Teen Accounts Savings Rates Bluestone FCU Mobile App Ownership Share/Savings When you - [Membership Eligibility](https://www.bluestonefcu.org/join-us/) - All we're missing is you! Bluestone Federal Credit Union Membership Check our Field of Membership Map or our county list below to see if you are eligible for a membership. Become a member owner now! Eligibility: County List Field of Membership Map New Member Welcome Kit Eligibility: County List Membership is open to persons who - [Tax Assistance](https://www.bluestonefcu.org/tax-assistance/) - It's Tax Time! Bluestone FCU provides tools to assist our members in successfully filing taxes. Year End Tax Information TurboTax Discounts MyFreeTaxes Resources Year End Tax Information Members can find their 1099-INT Tax Forms on the last page of their December statement. This form is included with both paper and eStatements. No additional or separate - [My Investment Portal](https://www.bluestonefcu.org/investment-tools/) - Connect to Your Self-Directed Investment Portal* through Your Checking Account, No Transfer Delays We’ve partnered with InvestiFi, a technology provider, to connect our members with a new investment portal and a simple, secure way to make investing available to our members , all accessed through their current online banking.* Members can buy, sell and hold - [Spend](https://www.bluestonefcu.org/spend/) - It pays to get your loan from the place YOU own, and Bluestone Federal Credit Union offers a complete range of consumer and mortgage loans at rates and terms to meet your lifestyle needs and your budget. It pays to get your loan from the place YOU own, and Bluestone Federal Credit Union offers a - [Community Involvement](https://www.bluestonefcu.org/community-involvement-page/) - Community InvolvementCommunity is at the heart of the Credit Union movement. During our 80+ year history, Bluestone FCU has been committed to supporting our local communities and many non-profits, sports teams and schools, as well as offering our employees the ability to earn additional PTO hours by volunteering. Read on to learn how Bluestone gets - [Neon Teen Accounts](https://www.bluestonefcu.org/neonteens/) - Designed for youth ages 13-18! Description Games, Guides, & Videos Description Neon Teen accounts are designed just for teens that are between 13-18 years of age.Discover the benefits of saving early and planning for your future by working through your age specific activities included in the tabs to the left. These activities will teach you - [Individual Retirement Accounts (IRAs)](https://www.bluestonefcu.org/iras/) - Individual Retirement Accounts (IRAs) We have a range of IRA products to help you prepare for the future. Available products include: IRA Shares, IRA Certificates, Traditional, and Roth IRAs.For more information, contact Member Services to get started. Click “Let’s Talk” in the lower right-hand corner of the screen during normal business hours or email msc@bluestonefcu.org - [Branches & Hours](https://www.bluestonefcu.org/branches-hours/) - Visit us during normal business hours, or log in to online banking for 24/7 access to your accounts. Southwest Branch 5010 S Solberg Ave, Sioux FallsLobby: 8:30am-5:00pm Monday through FridayDrive Up: 8:30am-5:00pm Monday through Thursday 8:30am-6:00pm FridaysSaturday Lobby & Drive Up: 9:00am-12:00pm24 Hour ITM North Branch 901 N West Ave, Sioux FallsLobby: 8:30am-5:00pm Monday through FridayDrive - [Rates](https://www.bluestonefcu.org/rates/) - Bluestone Federal Credit Union Rates Whether you borrow or save, as a member of Bluestone Federal Credit Union, you’ll find rates that will help make achieving your dreams affordable.Savings Rates – Effective Monday, January 26, 2026Account TypeAPYMinimum DepositMinimum Balance OWNERSHIP SHARE0.05%$5$50CHRISTMAS CLUB0.05% $50MONEY MARKET SAS0.5% $2500MONEY MARKET SAS0.7% $10000MONEY MARKET SAS0.9% $25000PRIME YIELD MM SAVGS1.72% $25000PRIME YIELD MM - [Multi-Factor Authentication](https://www.bluestonefcu.org/mfa/) - Multi-factor authentication (MFA) provides a more secure access process to access their Bluestone Federal Credit Union accounts. - [ITMLocator](https://www.bluestonefcu.org/itmlocator/) - ITM/ATM Network Locators Starting on Monday, February 27, 2023, your new Bluestone FCU credit and debit cards will be part of the Co-Op network. Using Bluestone FCU and in-network ITM/ATMs offers you fee-free service at many locations around town and around the country! https://www.coop.org/Shared-Branch-ATM https://www.moneypass.com/atm-locator.html - [Stacy Miron](https://www.bluestonefcu.org/stacy-miron-2/) - Bluestone Federal Credit Union Board Member Bluestone Federal Credit Union Board Member Stacy Miron About StacyQ: When did you join the Board? A: June 2025Q: Why did you want to volunteer your time for service to the Bluestone FCU’s Board? A: I have been a member of the Bluestone for a number of - [Who We Are](https://www.bluestonefcu.org/who-we-are/) - Ready to be a part of a financial institution where you have a voice?Our membership field has grown! Now members can come from 43 counties in Iowa, Minnesota, Nebraska and South Dakota. See our Field of Membership map here to find your county! Complete a membership application online or visit one of our three conveniently located - [Bluestone Brew](https://www.bluestonefcu.org/bluestone-brew/) - Finding New Ways to Give Back Why Bluestone Brew? Bluestone Federal Credit Union has been a proud supporter of our local professional sports for many years. We believe that accessible entertainment is essential to healthy communities. So two years ago, we challenged ourselves: how can we continue to support these teams and, also use their platforms - [Employment](https://www.bluestonefcu.org/employment/) - Join our team at Bluestone Federal Credit Union! Bluestone FCU Jobs CU Mortgage Direct, LLC Jobs Bluestone FCU Jobs We’re always looking for great talent!Click the link below to be directed to our current openings and to apply. Bluestone Recruiting PageTo be considered for a future position, send your resume and cover letter to employment@bluestonefcu.org . CU - [2025 Annual Meeting](https://www.bluestonefcu.org/2025-annual-meeting/) - 2025 Annual Meeting - Ticket Sales Now Closed Always in your corner. Tuesday, June 10, 20255:30-8:00p (Dinner at 6p) LSS Multi-Cultural Center515 N Main Ave, Sioux Falls Business meeting & speaker to follow dinner. Featured Speaker: Nick Podhradsky - SBS Cybersecurity We’re excited to announce our speaker this year, Nick Podhradsky! Nick will help break down cybercrime, - [Bluestone Cooperative Culture](https://www.bluestonefcu.org/bluestone-cooperative-culture/) - Add Your Heading Text Here Bluestone Cooperative Culture Bluestone FCU has been a long-time supporter of the Sioux Falls Stampede. In 2023 we asked ourselves, “how can our sponsorship dollars not only support the Stampede, but also our community as a whole?” This led us to create Bluestone’s Cooperative Culture, an initiative together with the - [2025 Youth Month](https://www.bluestonefcu.org/2025-youth-month/) - 2025 Youth Month Happenings! Once again this year, all three branches will be giving away children’s goodie bags for our younger members throughout April. (While supplies last.) PLUS- Bluestone is encouraging new youth memberships by offering a $20 deposit match for the first 10 new youth memberships opened in-branch in April! See full details below. Youth - [P2P Help](https://www.bluestonefcu.org/p2p-help/) - What is Pay Anyone (Person-to-person)?Pay Anyone is a service that allows you to electronically send money to any individual located in the United States. The process is simple: you won’t need the recipient’s account number or routing number, instead you will be asked to specify how you wish to send the payment, via secure text - [211 Tuesdays](https://www.bluestonefcu.org/211-tuesdays/) - 211 Tuesdays with Helpline Center We’re partnering with Helpline Center to bring awareness to their services and opportunities. Upcoming Events Past Events Tue, Feb 4th – LET’S MAKE SOME CARDS!Join us for a member volunteer opportunity! Bring the kids, a friend or just yourself and come help us make Valentines Day cards for adults in - [Community Calendar](https://www.bluestonefcu.org/community-calendar/) - Bluestone's NonProfit Community Calendar This calendar is intended to help our members and communities stay up-to-date on events organized by area nonprofits. Find some free family fun, be a part of building local community, network with others or help raise money for a cause you care about!If you would like to have your event included - [Request An Appointment Lending [FORM]](https://www.bluestonefcu.org/appointments/) - Request an Appointment - Lending If you are wishing to make a mortgage appointment in reference to purchasing a new home, please contact our partners at CU Mortgage Direct, LLC. Not all applicants will qualify for rates shown or credit approval. All loans are subject to credit approval. Must be eligible for membership with Bluestone - [Calculators](https://www.bluestonefcu.org/spend/calculators/) - Auto Loan Calculator Amount ($) Term years Rate % Results Monthly Payment ($) Note: These may not reflect the current rates; this calculator is not a guarantee of credit. Amortization Calculator Principal $ Duration in Years years Interest Rate % Results Payment table will appear here. Note: This calculator is provided only to give - [Personal/Lifestyle Loans](https://www.bluestonefcu.org/personal-lifestyle-loans/) - Lifestyle/Personal Loans We’ve got options! Apply for a personal fixed rate loan or revolving lines of credit! Apply & eSign online Request an Appointment Description Current Rates Education Loans Description Use them for unforeseen emergencies, your next vacation, back-to-school expenses, your upcoming remodel or just as overdraft protection. These diversely purposed loans can wrap around - [Help Center](https://www.bluestonefcu.org/help/) - Help Center Whether you’re looking to learn more about our products and services or refresh your mind, the Help Center provides useful guides, tools, and videos to best assist you! Becoming a Member Bill Pay Digital Services Fraud & Cyber Crime Lost/Stolen Cards Mobile Online Banking Pay Anyone Payments Relationship Points & Rewards Skip-a-Pay Program - [Relationship Points](https://www.bluestonefcu.org/relationship-points/) - Relationship Rewards Our Relationship Rewards program is our way of saying thank you for your membership! It’s easy & automatic. The more Bluestone FCU products and services you take advantage of, the more rewards you automatically receive. Then, redeem those rewards for BIG savings on your next loan, to cover fees, and more. Being a - [Stampede Tickets](https://www.bluestonefcu.org/stampede-tickets/) - Get tickets here! - [Community](https://www.bluestonefcu.org/community/) - Bluestone FCU Community Involvement Community is at the heart of the Credit Union movement. During our 80+ year history, Bluestone FCU has been committed to supporting our local communities with donations to many non-profits, sports teams and schools, as well as offering our employees the ability to earn additional PTO hours by volunteering. Read on - [Paul Buriak](https://www.bluestonefcu.org/paul-buriak/) - Bluestone Federal Credit Union Board Member Paul Buriak About PaulQ: When did you join the Board? A: February 2016Q: Why did you want to volunteer your time for service to the Bluestone FCU’s Board? A: I volunteer with Bluestone as I enjoy Financial and economic discussions, I have really enjoyed the conversations and - [Jo Bechtold](https://www.bluestonefcu.org/jo-bechtold/) - Bluestone Federal Credit Union Board Member Jo Anne Bechtold About Jo AnneHumor me, this is ancient history. Way back in 1980, I became a Minnehaha County Employee and one of the exciting benefits was the privilege to join Sioux Empire Federal Credit union…a SEG (Select Employee Group) chartered Credit Union. During orientation, the County HR - [Dan Brendtro](https://www.bluestonefcu.org/dan-brendtro/) - Bluestone Federal Credit Union Board Member Dan Brendtro About DanQ: When did you join the Board? A: June 2019Q: Why did you want to volunteer your time for service to the Bluestone FCU’s Board? A: Through a series of discussions with (then-vice-president) Alayna Johnson, I discovered that there was nobody on the Board - [Dan Hein](https://www.bluestonefcu.org/dan-hein/) - Bluestone Federal Credit Union Board Member Dan Hein About DanQ: When did you join the Board? A: I was elected to the board at the June [2024] Annual meeting. I was able to attend one meeting in April.Q: Why did you want to volunteer your time for service to the Bluestone FCU’s Board? - [Amy Bourne](https://www.bluestonefcu.org/amy-bourne/) - Bluestone Federal Credit Union Board Member Amy Bourne About AmyQ: When did you join the Board? A: August 2019Q: Why did you want to volunteer your time for service to the Bluestone FCU’s Board? A: My start with the Credit Union was unique in that I had already served on the credit union’s - [Pradeep Jayaraman](https://www.bluestonefcu.org/pradeep-jayaraman/) - Bluestone Federal Credit Union Board Member Pradeep (Jay) Jayaraman About JayQ: When did you join the Board? A: I have been on the Board since July 2020.Q: Why did you want to volunteer your time for service to the Bluestone FCU’s Board? A: I believe that Credit Unions are the most democratic form - [Holly Hall](https://www.bluestonefcu.org/holly-hall/) - Bluestone Federal Credit Union Board Member Holly Hall About HollyQ: When did you join the Board?A: 2023Q: Why did you want to volunteer your time for service to the Bluestone FCU’s Board?A: I wanted to volunteer my time for service to the Bluestone FCU’s Board because I hoped to learn more about credit unions and - [Giving Tree Wishlist](https://www.bluestonefcu.org/giving-tree-wishlist/) - Bluestone FCU & Volunteers of America, Dakotas Spirit Trees Please note: We are asking that gifts are brought in 1 week earlier than indicated on the tags. This is so that we have ample time to purchase gifts for those tags that remain. Thank you for your cooperation. INSTRUCTIONSStop by any Bluestone FCU branch - [2024 Member Survey](https://www.bluestonefcu.org/2024-member-survey/) - From what you like best about Bluestone to some really great feedback and suggestions, we can’t thank you enough for letting us know how we’re doing. And, how we can do even better. Thank you. Here’s a super quick rundown of how more than 300 of your fellow members responded, as well as some answers - [Points For Charity](https://www.bluestonefcu.org/points-for-charity/) - This September, turn your unused Bluestone Relationship Reward points to charity and we'll match the donation! This September, we’re giving you, our members, the opportunity to turn your unused Relationship Reward Points into charitable donations. And to help sweeten the deal, Bluestone will match the first $5,000!How much are your points worth? For the first - [KOFE Break Contest](https://www.bluestonefcu.org/kofe-break-contest/) - Learn for a chance to win! Complete up to 24 Coffee Break Finance lessons for up to 24 chances to win! Coffee Break Finance offers 24 lessons inside of the KOFE portal on BluestoneFCU.org. Each lesson you complete with a score of 70% or better on the final quiz, you will get 1 entry in the drawing - [Share Draft Accounts (Checking Accounts)](https://www.bluestonefcu.org/savings/share-draft-accounts-checking-accounts/) - Checking Accounts Easy to access and easy to manage, your money is always right at your fingertips. And if you like checking that’s absolutely FREE, you’re absolutely in luck! Routing Number: #291479929 Share Draft/Checking Accounts Dividend Bearing Checking Account Money Market Share Draft Checking Account Visa Debit Cards Debit Card Roundup Bluestone FCU Mobile App Mobile - [Member Discounts](https://www.bluestonefcu.org/member-discounts/) - Member Discounts Looking for Valleyfair ticket discounts? Sign up for our new Working Advantage program to get discount tickets and more. Looking for discounts on filing your taxes or setting up an estate plan? Scroll down to the Trusts, Wills & Taxes section. Working AdvantageAccess your member perks program today!More perks. More Savings. More of what - [Convenience Services](https://www.bluestonefcu.org/convenience/) - Convenience Services We designed Bluestone ITMs to be like a virtual, 24hr branch. With your debit card for access, you can get more cash, in bills from $1s to $100s, deposit more checks or cash, transfer funds, print a mini statement, or pay your Bluestone loan. It'sMe247 Online Banking This user-friendly system allows you access - [Student Loans](https://www.bluestonefcu.org/student-loans/) - Student Loans Learn Which Loan is Right for You Wherever you are in your higher education, get the money you need for school. Student loans from Bluestone FCU in partnership with Sallie Mae® could help! Sallie Mae® student loans are designed for the needs of all types of students.Competitive interest ratesMultiple repayment optionsNo origination fees; - [Share Certificates](https://www.bluestonefcu.org/savings/share-certificates/) - Share Certificates We offer certificates ranging from 3-60 month terms plus ways to “bump up” our already-competitive rates! Current Rates Current Rates Certificate Rates – Effective Monday, March 23, 2026 Certificate TermAPYMinimum Deposit 3 MONTH CERTIFICATE1.01%$10006 MONTH CERTIFICATE1.51%$100012 MONTH CERTIFICATE2.02%$100012 MO VARIABLE SHARE CERT.3.3%$100018 MONTH CERTIFICATE2.27%$100024 MONTH CERTIFICATE2.53%$100036 MONTH CERTIFICATE2.63%$100048 MONTH CERTIFICATE2.73%$100060 MONTH CERTIFICATE2.79%$1000 - [Time With Indie](https://www.bluestonefcu.org/time-with-indie/) - Bluestone will never call, text or email you and ask you for: online banking username or password, complete credit or debit card numbers, account numbers or social security number. If you are ever in doubt of who is on the phone or at the other end of a text or email, hang up, don't respond - [Financial Education](https://www.bluestonefcu.org/financial-education/) - KOFE Financial Literacy Library & CoursesOnline courses, tools, resources and even financial coaching for members, ALL for FREE! Explore KOFE now! What is KOFE? What's included? KOFE Intro Video What is KOFE? In our ongoing commitment to the financial well-being of our members, Bluestone Federal Credit Union has partnered with KOFE: Knowledge of Financial Education. KOFE - [KOFE Challenge](https://www.bluestonefcu.org/kofe-challenge/) - Take the KOFE Challenge Get Started Now! Prize 2 prizes, each consisting of 1 -$25 Amazon electronic gift card. Value: $25 each How to Enter Click the “Get Started Now!” button above to be directed to the KOFE website. You will see a popup window letting you know you are leaving the Bluestone site, click - [Business Checking Accounts](https://www.bluestonefcu.org/business-checking-accounts/) - Business Checking Accounts Business Choice Checking Business PLUS Checking Micro Business Checking Account Business Debit Card Business Choice Checking We have options when it comes to your business checking account. Business Choice Checking only requires a minimum balance of $1,500.00 to avoid the monthly service charge of $5.00. This account also gives your business 150* - [Lost or Stolen Cards](https://www.bluestonefcu.org/lost-cards/) - Lost/Stolen Debit or Credit Cards If you have lost your debit or credit card or believe it may have been stolen, please call 866-839-7484 for assistance. Identity Theft If you believe you have been a victim of identity theft, please call us at (605)367-7070, or text (605)525-6700. Suspected Fraud? If you see transactions on your account - [Business Certificates](https://www.bluestonefcu.org/business-certificates/) - Business Certificates of Deposit (CDs) We offer certificates ranging from 3-60 months term for business owners interested in an additional savings product! Certificate dividends are paid monthly! Current Rates Current Rates Certificate Rates – Effective Monday, March 23, 2026 Certificate TermAPYMinimum Deposit 3 MONTH CERTIFICATE1.01%$10006 MONTH CERTIFICATE1.51%$100012 MONTH CERTIFICATE2.02%$100012 MO VARIABLE SHARE CERT.3.3%$100018 MONTH CERTIFICATE2.27%$100024 - [Business Account Requirements](https://www.bluestonefcu.org/business-account-requirements/) - Business Membership Requirements At Bluestone FCU, we’re prepared to help you with the financial needs of your business with our range of savings and checking options. We want to make the process as efficient and enjoyable for you as we build our financial relationship together. For that reason, we ask that you take the time - [Business Basics](https://www.bluestonefcu.org/businessbasics/) - Business Accounts Bluestone Federal Credit Union is all in when it comes to helping your business thrive! Description Business Benefits Description We realize no two businesses are alike, that’s why we offer versatile products and services to best suit your unique business financial needs.Our business deposit products and convenience services are designed to help you - [Privacy Policy](https://www.bluestonefcu.org/privacy-policy/) - Privacy Policy WHAT DOES BLUESTONE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?WHYFinancial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your information. Please read this notice carefully - [Shared Branching](https://www.bluestonefcu.org/shared-branching/) - With Shared Branching from Xtend, Bluestone FCU members can access their credit union accounts and make transactions at over 250 Xtend Share Branches nationwide. WithdrawalsDepositsLoan PaymentsTransfersBalance InquiriesFor a complete list of locations and hours, visit the Xtend Shared Branching locator at https://search.xtendcu.com/ - [Bluestone Mobile App](https://www.bluestonefcu.org/mobile-help/) - For mobile assistance, please click Let's Talk in the lower right of your screen to be immediately connected to our Member Service Center or text us at (605) 525-6700 and we will reply during business hours. Bluestone Federal Credit Union’s Mobile AppAre you ready to experience the benefits of Credit Union membership on the go?Download - [ItsMe247 How To](https://www.bluestonefcu.org/itsme247-how-to/) - How to navigate It’sMe247 Online Banking Bill Pay Overview Pay Bill eBill Enrollment Cancel Payment Add Payee Paying Multiple Bills Online Banking Overview eAlert Notice Enrollment Mobile App Basics eStatement Enrollment Remote Deposit (SnapChek) Mobile App Text Banking Enrollment - [Becoming a Member Help](https://www.bluestonefcu.org/becoming-a-member-help/) - Opening Membership at Bluestone Federal Credit UnionJoining Bluestone Federal Credit Union is quick and hassle free! Make sure to visit our Membership Eligibility page and view the video below before beginning your online registration. If you prefer, visit any of our convenient branches to complete your membership application. I'm ready to join Bluestone FCU! - [Credit Union News](https://www.bluestonefcu.org/credit-union-news/) - Bluestone Federal Credit Union News Keep up-to-date on promotions, updates, events, news and more going on at your CU. Bluestone FCU Facebook Feed Member News & Updates Penny Deposits-What You Need to Know January 14, 2026 No Comments Penny Deposits: What You Need to Know Last Updated: January 14, 2026 UPDATE: Recent updates Read More - [85th](https://www.bluestonefcu.org/85th/) - Promotion runs January - December 2023 Promotion runs January - December 2023 Click Here for Rules Click Here for Rules Promotion runs April 1, 2023 - April 30, 2023 Promotion runs March 1, 2023 - December 31, 2023 To purchase the 85th Anniversary Certificate online, log into your ItsMe247 online banking, click “New Accounts,” then - [Bright Start Youth Accounts](https://www.bluestonefcu.org/bright-start-youth-accounts/) - Designed for our youngest savers up to age 12! About Games & Activities About Help your child learn to save just like you with their own savings account at Bluestone FCU!This account is for children ages 0-12.Discover the benefits of saving early by working with your child on the activities included in the tabs to - [Weather Updates](https://www.bluestonefcu.org/weather-updates/) - Your Bluestone branches & member services center are open with limited staffing. Thank you for your patience while we all dig out!As always, you may access your accounts online via our Bluestone FCU mobile app, website and 4 ITMs.Bluestone ITM locations: Southwest Branch – 5010 S Solberg Ave, Sioux FallsNorth Branch – 901 N West Ave, Sioux - [Happy Holidays 2022](https://www.bluestonefcu.org/happy-holidays-2022/) - Happy Holidays from Bluestone Federal Credit Union! - [Sunset Mastercard](https://www.bluestonefcu.org/sunset-mastercard/) - [VSB Help](https://www.bluestonefcu.org/vsb-help/) - My Virtual StrongBox is an online safe deposit box that has the security members deserve and the convenience of being housed inside the ItsMe247 Online Banking site. Members can store documents safely and securely online behind online banking – like wills, tax documents, loan packages, mortgage docs, insurance, a copy of what’s in a physical - [Fees](https://www.bluestonefcu.org/fees/) - As a member of Bluestone Federal Credit Union, you won’t have to deal with unnecessary or hidden fees like you’ll find at many other financial institutions. Here are the fees you’ll find at your Credit Union. [table id=1 /] - [Cheap Money webpage](https://www.bluestonefcu.org/cheap-money-webpage/) - Home Equity Loan Promotions Request Loan Appointment We reached our cap in booked loan values so this promotional rate has ended as of 3/25/22 @ 5p. We would still love to help you. Please use the Request Loan appointment button above to be contacted by one of our loan officers. Thank you for your interest! - [KOFE](https://www.bluestonefcu.org/kofe/) - Explore KOFE now! It's KOFE Time! What is KOFE? KOFE Intro Video It's KOFE Time! In our ongoing commitment to the financial well-being of our members, Bluestone Federal Credit Union has partnered with KOFE: Knowledge of Financial Education. KOFE brings you online tools and resources to help you stay financially fit. Inside the KOFE portal, you - [Sharing Christmas Toy Drive](https://www.bluestonefcu.org/sharing-christmas-toy-drive/) - Sharing Christmas Store How to Donate Suggested Toys Sharing Christmas Store All donated toys will be donated as part of Sharing Christmas toy store for area families. These families will be able to shop for the toys in the store, at 10% of retail value. As this store will serve many families, multiples of particular - [Name Change](https://www.bluestonefcu.org/namechange/) - [Save](https://www.bluestonefcu.org/savings/) - When it comes to savings and checking, we’ve got a line of deposit products that won’t “break the bank” and a host of services that make transacting business simply convenient. When it comes to savings and checking, we’ve got a line of deposit products that won’t “break the bank” and a host of services that - [Splash Jump Play Giveaway](https://www.bluestonefcu.org/splash-jump-play-giveaway/) - Congratulations to our May 26th winner… Chloe M.!Our next giveaway will be Tuesday, June 9, 2020! One lucky youth member will receive 2 Season Passes to Wild Water West Waterpark! Enter here! Related LInks Bright Start Youth Accounts Neon Teen Accounts Credit Cards - 2.99% APR - [Personal Finance](https://www.bluestonefcu.org/personal-finance/) - Personal Finance Our personal finance products are built to help you make sound financial decisions and inevitably achieve your dreams! Become a Member Owner! We’re on your team, and we’re all in. At Bluestone Federal Credit Union, we care about our members and place strong emphasis on deepening our financial relationship with you. Let’s work - [Volunteer Application [FORM]](https://www.bluestonefcu.org/volunteer-application-form/) - Bluestone Federal Credit Union Volunteer Application First Name Last Name Address City State Zip Code Email Phone Number Preferred contact method? Email Phone I'm ready to volunteer! - [helocs](https://www.bluestonefcu.org/helocs/) - Would you like to be contacted by a loan officer? Home Equity Line of Credit (HELOC) There are two ways to use your home’s equity at Bluestone FCU: home equity loans and home equity lines of credit, also known as HELOC. They are both commonly referred to as a second mortgage. A home equity line of - [homequityloans](https://www.bluestonefcu.org/homequityloans/) - Would you like to be contacted by a loan officer? Home Equity Loans There are two types of home equity debt: home equity loans and home equity lines of credit, also known as HELOC. They are both commonly referred to as a second mortgage.A home equity loan may be an excellent way to utilize the - [Travel Notification - Credit Card [FORM]](https://www.bluestonefcu.org/travel-notification-credit-card-form/) - Travel Notification Form – Credit Cards Complete the form below to note your Bluestone FCU credit card for upcoming travel. Please make sure that this form is only used for your credit card. Should you wish to also note your debit card, you will need to complete a separate note form for that card type. - [Member Voice Application](https://www.bluestonefcu.org/member-voice-application/) - Member Voice Committee Application We appreciate your interest in participating in Bluestone Federal Credit Union’s Member Voice committee. Applications are reviewed to confirm active member status. We anticipate having engaged, diverse committee members who reflect various segments of our field of membership. A representative from the Credit Union will contact you soon. Thank you! First - [What is a Credit Union?](https://www.bluestonefcu.org/credit-unions-vs-banks/) - Add Your Heading Text Here What is a Credit Union? Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at - [Loan Rates](https://www.bluestonefcu.org/loan-rates/) - Loan Rates Life changing moments deserve life changing loans. Bluestone FCU Loan Products Apply & e-sign online now! Request Loan Appointment Loan Rates – Effective Monday, March 23, 2026Loan TypeRates as low asTermsTerms & InformationBuy or Refinance a Car/Truck » 4.74% 12 M .50% off all Hybrids & vehicles rated =>28mpg/hwy by the EPA Home - [Testimonials](https://www.bluestonefcu.org/testimonials/) - We want to hear from you! Name Email Testimonial How long have you been a member of Bluestone FCU? Which branch do you visit the most? East - 3400 S Sycamore Ave North - 901 N West Ave Southwest - 5010 S Solberg Ave Would you like to upload a photo to be displayed with - [Neon Teen Account Email [FORM]](https://www.bluestonefcu.org/neon-teen-account-email-form/) - [Construction Draw [FORM]](https://www.bluestonefcu.org/construction-draw-form/) - Construction Draw Request - [Travel Notification Debit Card - [FORM]](https://www.bluestonefcu.org/travel-notification-debit-card-form/) - Travel Notification Form – Debit CardsComplete the form below to note your Bluestone FCU debit card for upcoming travel. Please make sure that this form is only used for your debit card. Should you wish to also note your credit card, you will need to complete a separate note form for that card type. - [Request An Appointment Account Services [FORM]](https://www.bluestonefcu.org/request-an-appointment-account-services-form/) - Request an Appointment - Account Services - [Upload Voided Check [FORM]](https://www.bluestonefcu.org/uploadcheck/) - Upload Voided Check - [Upload Driver's License [FORM]](https://www.bluestonefcu.org/licenseupload/) - Upload Driver's License - [Credit Line Increase [FORM]](https://www.bluestonefcu.org/increaserequest/) - Credit Line Increase - [Resources](https://www.bluestonefcu.org/resources/) - Bluestone Federal Credit Union provides our members with the tools and resources they need to benefit most from their membership. Navigate the links below to find FAQs, videos, and other helpful documents to be of assistance when using our products and services. As always, if you can’t quite find what you’re looking for here, just - [Convenience Services](https://www.bluestonefcu.org/savings/convenience-services/) - At Bluestone FCU, we understand that convenience is important to you. That’s why we offer you the convenience of 24-hr access to your accounts anytime, anywhere. It’sMe247 Online Banking This user-friendly system allows you access your accounts, view your statements or apply for a loan 24 hours a day, seven days a week. Mobile Text ## My Templates - [Template-Location Page](https://www.bluestonefcu.org/?elementor_library=template-location-page) - Southwest Branch 5010 S. Solberg Avenue, Sioux Falls, SD 57108 Member Eligibility Accounts Serviced Personal Banking:Certificate of DepositChecking Account ServicesChristmas Club AccountDigital BankingMoney Market: Checking or SavingsSavings Account ServicesBusiness Banking:Business CertificatesBusiness CheckingBusiness SavingsDigital Banking Lending Services Auto and Recreational Vehicle LoanCredit CardMortgage LoansPersonal LoanStudent LoanLearn more about our lending services here. Other Services Account-To-Account TransfersACH TransfersCard Purchases: - [Default Kit](https://www.bluestonefcu.org/?elementor_library=default-kit) - [MFA 2](https://www.bluestonefcu.org/?elementor_library=mfa-2) - Beginning December 2, 2025, Bluestone Federal Credit Union members will be required to use multi-factor authentication (MFA) when logging into their online account. This is sometimes referred to as two-factor authentication. How Does MFA Work? MFA is a security process that requires users to validate their identity using two or more methods. In our case, - [MFA](https://www.bluestonefcu.org/?elementor_library=mfa) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Multi-Factor Authentication Beginning December 2, 2025, Bluestone Federal Credit Union members will be required to use multi-factor authentication (MFA) when logging into their online account. This is sometimes referred to as two-factor authentication. How Does MFA Work? - [Test Template](https://www.bluestonefcu.org/?elementor_library=test-template) - Happy to help! Our team of member service experts has put together helpful tips for our member’s most popular questions. Do you feel there is something we should add to the list? Send us an email at service@bluestonefcu.org! If you would like further assistance on the topics below or a different product or service, be sure - [ticket form](https://www.bluestonefcu.org/?elementor_library=ticket-form) - Member Name Email Account Number: Number of Adult Tickets Needed ($5.00 or 1,000 Relationship Points) 1 2 3 4 5 Number of Youth (18& under) Tickets Needed ($5.00 or 1,000 Relationship Points) 0 1 2 3 4 5 How would you like to purchase your tickets? Please use relationship points from the above listed account - [AM Ticket Form](https://www.bluestonefcu.org/?elementor_library=am-ticket-form) - Member Name Email Account Number: Number of Adult Tickets Needed ($5.00 or 1,000 Relationship Points) 1 2 3 4 5 Number of Youth (18& under) Tickets Needed ($5.00 or 1,000 Relationship Points) 0 1 2 3 4 5 How would you like to purchase your tickets? Please use relationship points from the above listed account - [Site Page](https://www.bluestonefcu.org/?elementor_library=site-page-2) - [Site Page](https://www.bluestonefcu.org/?elementor_library=site-page) - [Appointment Buttons](https://www.bluestonefcu.org/?elementor_library=appointment-buttons) - Apply Online! Request Loan Apppointment Request Credit Line Increase - [Mortgage Pages](https://www.bluestonefcu.org/?elementor_library=mortgage-pages) - Would you like to be contacted by a Member Service Officer? Name Email Phone Number: Are you currently a member of Bluestone Federal Credit Union? Yes No Let's get started! Home Equity Line of Credit (HELOC) There are two types of home equity debt: home equity loans and home equity lines of credit, also known - [IconBox](https://www.bluestonefcu.org/?elementor_library=iconbox) - (605)367-7070 Phone lines are open Monday - Friday from 7am-7pm and Saturdays 7am-4pm. Live Chat In the lower left hand corner of the screen, click the blue bar to start a live chat with a Member Service Agent. If you are on a mobile device, the green circle in the bottom left connects you to the - [Video Block](https://www.bluestonefcu.org/?elementor_library=video-block) - Enrolling in Bill Pay Setting Up an E-Bill Adding a Payee Deleting a Payee Scheduling Payments - [Section Widget](https://www.bluestonefcu.org/?elementor_library=section-widget) - Indirect Financing As an added benefit, Bluestone FCU has partnered with several local auto dealerships, which allows you to get your next auto loan at a time of day that works best for your schedule. Interested in taking advantage of this service? Be sure to tell your auto dealer of choice to submit your loan ## Blog - [How to Avoid Imposter Scams](https://www.bluestonefcu.org/blog-post/how-to-avoid-imposter-scams/) - How to Avoid Imposter Scams This year’s focus for Military Consumer Month features advice we can all use. By: Meghan Alard, KOFE e-Newsletter July 2019 July is National Military Consumer Month. It’s a month where the Federal Trade Commission focuses on helping military Service Members, Veterans, and their families learn about key consumer protections they need - [CFPB Offers Assistance Tool for Servicemembers!](https://www.bluestonefcu.org/blog-post/cfpb-offers-assistance-tool-for-servicemembers/) - CFPB Offers Assistance Tool for Servicemembers! Are you or someone close to you a member in the armed forces? If so, Bluestone Federal Credit Union would like to share a resource provided by the Consumer Financial Protection Bureau (CFPB). Recently, they have significantly expanded its Misadventures in Money Management financial education tool to active-duty servicemembers. Misadventures - [Cardholder Awareness Tips](https://www.bluestonefcu.org/blog-post/cardholder-awareness-tips/) - Our partners at the Advantage Network have prepared some helpful tips for all cardholders. - [CU Mortgage Direct, LLC now has CHIP!](https://www.bluestonefcu.org/blog-post/cu-mortgage-direct-llc-now-has-chip/) - [Credit Unions vs. Banks - What's the big difference?](https://www.bluestonefcu.org/blog-post/credit-unions-vs-banks-whats-the-big-difference/) - [Thank you for 80 Years!](https://www.bluestonefcu.org/blog-post/thank-you-for-80-years/) - You're invited to take a look at the above video showcasing our "80 R.O.C.K.s" Project! We thank you all for helping us celebrate 80 Years of Credit Union tradition, we're looking forward to 80 more! 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