Privacy Policy

Privacy Policy



Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your information. Please read this notice carefully to understand what we do. 


The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• account balances and payment history
• credit history and credit scores


All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’
personal information; the reasons Bluestone Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes Bluestone share?Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.Yes
For our marketing purposes-to offer our products and services to youYesYes
For joint marketing with other financial companiesNoNo, we do not share.
For our affiliates’ everyday business purposes - information about your transactions and experiencesNoNo, we do not share.
For our affiliates’ everyday business purposes-information about your creditworthinessNoNo, we do not share.
For our affiliates to market to youYesYes
For nonaffiliates to market to youNoNo, we do not share.

To Limit Our Sharing

  • Call (605) 367-7070 – our menu will prompt you through your choice(s) or
  • Visit us online:

Please note:
If you are a new member, we can begin sharing your information 1 day from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.


Call (605) 367-7070 or got to


Who is providing this notice?

  • Bluestone Federal Credit Union


How does Bluestone Federal Credit Union protect my personal information?

  • To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Bluestone Federal Credit Union collect my personal information?

  • We collect your personal information, for example, when you
    • open an account or deposit money
    • pay your bills or apply for a loan
    • use your credit or debit card
    We also collect your personal information from other, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

  • Federal law gives you the right to limit only
    • sharing for affiliates’ everyday business purposes-information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliates to market to you
    State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

  • Your choices will apply to everyone on your account.


Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Dakota Financial Services, INC
• CUNA Mutual Group
• CU Mortgage Direct, LLC
• cxLoyalty
• CUIT Solutions, LLC

Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Bluestone Federal Credit Union does not share with nonaffiliates so they can market to you.

Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Bluestone Federal Credit Union doesn’t jointly market to you.