Rates

   

Bluestone Federal Credit Union Rates

Whether you borrow or save, as a member of Bluestone Federal Credit Union, you’ll find rates that will help make achieving your dreams affordable.

Savings RatesEffective Friday, April 25, 2025
APYMinimum
Deposit
Minimum
Balance
OWNERSHIP SHARE0.05%$5$50
CHRISTMAS CLUB0.05% $50
MONEY MARKET SAS0.5% $2500
MONEY MARKET SAS0.7% $10000
MONEY MARKET SAS0.9% $25000
PRIME YIELD MM SAVGS2.36% $25000
PRIME YIELD MM SAVGS2.61% $50000
PRIME YIELD MM SAVGS2.87% $75000
PRIME YIELD MM SAVGS3.12% $100000
BASIC SHARE DRAFT0% $0
DIVIDEND BEARING SD0.25% $1000
SECONDARY SHARE0.05% $50

       *Minimum Balance to earn dividends

Certificate RatesEffective Friday, April 25, 2025
Certificate TermAPYMinimum Deposit
3 MONTH CERTIFICATE1.01%$1000
6 MONTH CERTIFICATE1.51%$1000
12 MONTH CERTIFICATE2.02%$1000
12 MO VARIABLE SHARE CERT.4.07%$1000
18 MONTH CERTIFICATE2.27%$1000
24 MONTH CERTIFICATE2.53%$1000
36 MONTH CERTIFICATE2.63%$1000
48 MONTH CERTIFICATE2.73%$1000
60 MONTH CERTIFICATE2.79%$1000
Loan RatesEffective Friday, April 25, 2025
Loan TypeRates as low asTerms & Information
Buy or Refinance a Car/Truck » 5.49% 12 M .50% off all Hybrids & vehicles rated =>28mpg/hwy by the EPA
Home Equity Line of Credit 7% 120 M Flexible Home Equity Line of Credit
Buy/Refinance RV Loan-Balloon » 5.99% 60 M Buy the “toy” of your dreams with an affordable payment!!!
Line of Credit/Overdraft Loan » 10.5% 24 M Flexible Personal Loan or Overdraft Protection
Personal/Lifestyle Loan » 12.25% 12 M Debt Consolidation
Savings/Certificate Secured » 2.05% 12 M Use your money to earn credit
Buy/Refi Boat/RV 120mo Term » 7.99% 120 M
Buy/Refi Boat/RV 180 mo Term » 8.99% 180 M
Visa Platinum » 10.5% 48 M Visa Platinum with Rewards and No Annual Fee
Visa Classic » 10.5% 48 M No Annual Fee Visa Classic