Rates

   

Bluestone Federal Credit Union Rates

Whether you borrow or save, as a member of Bluestone Federal Credit Union, you’ll find rates that will help make achieving your dreams affordable.

Savings Rates – Effective Wednesday, September 25, 2024
APYMinimum
Deposit		Minimum
Balance
OWNERSHIP SHARE0.05%$5$50
CHRISTMAS CLUB0.05% $50
MONEY MARKET SAS0.5% $2500
MONEY MARKET SAS0.7% $10000
MONEY MARKET SAS0.9% $25000
PRIME YIELD MM SAVGS2.71% $25000
PRIME YIELD MM SAVGS2.97% $50000
PRIME YIELD MM SAVGS3.23% $75000
PRIME YIELD MM SAVGS3.49% $100000
BASIC SHARE DRAFT0% $0
DIVIDEND BEARING SD0.25% $1000
SECONDARY SHARE0.05% $50

       *Minimum Balance to earn dividends

Certificate Rates – Effective Thursday, October 10, 2024
Certificate TermAPYMinimum Deposit
3 MONTH CERTIFICATE1.01%$1000
6 MONTH CERTIFICATE1.51%$1000
12 MONTH CERTIFICATE2.02%$1000
12 MO VARIABLE SHARE CERT.5.12%$1000
18 MONTH CERTIFICATE2.27%$1000
24 MONTH CERTIFICATE2.53%$1000
36 MONTH CERTIFICATE2.63%$1000
48 MONTH CERTIFICATE2.73%$1000
60 MONTH CERTIFICATE2.79%$1000
Loan Rates – Effective Thursday, October 10, 2024
Loan TypeRates as low asTerms & Information
Buy or Refinance a Car/Truck » 6.24% 12 M .50% off all Hybrids & vehicles rated =>28mpg/hwy by the EPA
Buy/Refinance RV Loan-Balloon » 6.74% 60 M Buy the “toy” of your dreams with an affordable payment!!!
Line of Credit/Overdraft Loan » 11.5% 24 M Flexible Personal Loan or Overdraft Protection
Personal/Lifestyle Loan » 13% 12 M Debt Consolidation
Savings/Certificate Secured » 2.05% 12 M Use your money to earn credit
Buy/Refi Boat/RV 120mo Term » 8.24% 120 M
Buy/Refi Boat/RV 180 mo Term » 9.24% 180 M
Visa Platinum » 11.5% 48 M Visa Platinum with Rewards and No Annual Fee
Visa Classic » 11.5% 48 M No Annual Fee Visa Classic
Home Equity Line of Credit 8% 120 M Flexible Home Equity Line of Credit
Home Equity Loan 6.25% 180 M Consolidate Debt
Construction Line of Credit 9.25% 6 M Construction Loan
Undeveloped Land Loan 7.25% 180 M Finance land for a future home