Business Certificates Business Certificates of Deposit (CDs) We offer certificates ranging from 3-60 months term for business owners interested in an additional savings product! Certificate dividends are paid monthly! Current Rates Current Rates Certificate Rates – Effective Monday, January 13, 2025 Certificate TermAPYMinimum Deposit 3 MONTH CERTIFICATE1.01%$10006 MONTH CERTIFICATE1.51%$100012 MONTH CERTIFICATE2.02%$100012 MO VARIABLE SHARE CERT.4.33%$100018 MONTH CERTIFICATE2.27%$100024 MONTH CERTIFICATE2.53%$100036 MONTH CERTIFICATE2.63%$100048 MONTH CERTIFICATE2.73%$100060 MONTH CERTIFICATE2.79%$1000