No frills, no fees, and it’s totally free!
Our suite of electronic services provides convenience, too! From ItsMe247 Online Banking with Bill Pay to $napChek – our mobile deposit service and our Visa debit cards, managing your money is a simple click or swipe away.
As a member of Bluestone FCU, you can open a dividend-bearing checking free of charge. A dividend bearing checking account has an average daily balance of $1,000 accruing at a set rate. You have the same benefits of our basic checking with the dividend-bearing checking. Dividend-bearing checking benefits you in ways that your regular checking doesn’t. You can keep a large sum of money in your checking, so you don’t have to worry about forgetting to transfer money over and still earn dividends on the money that is sitting there.
Should your balance in the Dividend Bearing Checking Account ever fall below $1,000, a monthly service fee of $5.00 will be applied.
The Money Market Share Draft Checking Account is similar to the Dividend Bearing account above but is for those members who wish to be more liquid with their finances. This account requires a minimum balance of $10,0000.
Should your balance in the Money Market Share Draft Checking Account ever fall below $10,000, a monthly service fee of $10.00 will be applied.
Enjoy convenient, 24/7 worldwide access to your share draft accounts. Your Visa debit card takes the place of a check and can be used wherever VISA credit cards are accepted—pulling funds directly from your share draft account to pay for purchases. Use your Visa debit card to access share and share draft accounts at ITMs & ATMs. You can even choose your own style from a variety of options!
Tips for keeping yourself and your finances safe when using an ATM can be found in this article.
Automatically save the “spare change” from your debit card purchases in a designated account. Has saving ever been easier than this?