Checking Accounts
Easy to access and easy to manage, your money is always right at your fingertips. And if you like checking that’s absolutely FREE, you’re absolutely in luck!
No frills, no fees, and it’s totally free!
Our suite of electronic services provides convenience, too!
Click the links below or to the left to learn more.
As a member of Bluestone FCU, you can open a dividend-bearing checking free of charge. A dividend bearing checking account has an average daily balance of $1,000 accruing at a set rate. You have the same benefits of our basic checking with the dividend-bearing checking. Dividend-bearing checking benefits you in ways that your regular checking doesn’t. You can keep a large sum of money in your checking, so you don’t have to worry about forgetting to transfer money over and still earn dividends on the money that is sitting there.
Should your balance in the Dividend Bearing Checking Account ever fall below $1,000, a monthly service fee of $5.00 will be applied.
The Money Market Share Draft Checking Account is similar to the Dividend Bearing account above but is for those members who wish to be more liquid with their finances. This account requires a minimum balance of $10,0000.
Should your balance in the Money Market Share Draft Checking Account ever fall below $10,000, a monthly service fee of $10.00 will be applied.
Enjoy convenient, 24/7 worldwide access to your share draft accounts. Your Visa debit card takes the place of a check and can be used wherever VISA credit cards are accepted—pulling funds directly from your share draft account to pay for purchases. Use your Visa debit card to access share and share draft accounts at ITMs & ATMs. You can even choose your own style from a variety of options!
Tips for keeping yourself and your finances safe when using an ATM can be found in this article.
Find an ATM
MoneyPass ATM Locator https://www.moneypass.com/atm-locator.html
CoOp ATM Locator https://www.coop.org/Shared-Branch-ATM
Card Controls
Whether you left your credit card at the restaurant, are traveling or just don’t use it much, Bluestone Online Banking and Mobile App make it easy to lock and unlock your cards for use.
Online Banking
- Once logged in to your Bluestone account, look for the card widget in the lower left hand corner of your screen. You may have to scroll, depending on your screen resolution.
- The line above the picture of the card shows which card you are working with, as indicated by the account type and last 4 digits of the card number.
- If you would like to change the status of a different card, click the small triangle or down arrow shown after the last 4 digits of the card number, and select the card you want to change.
- Below the picture of the card is a toggle switch and a line that indicates if the card is locked or unlocked.
- To change of the status of this card, click the toggle switch. The line should reflect that the card has been locked or unlocked.
Mobile App
- Once logged in to your Bluestone mobile app, navigate to the Accounts page. Under the listing of your accounts, you will see the card widget.
- The selected card is indicated by the line above the picture showing what type of account it is and the last 4 digits of the card number.
- To select a different card, click the small arrow at the end of the last 4 digits of the card and select the correct card from the drop-down box.
- The picture on the card widget will indicate if the selected card is locked or unlocked (as shown).
- If you would like to change the status of the selected card, click the “Card Controls” button under the picture of the card to be taken to the following screen.
- Click the toggle button on the same line the indicates the card status in order to toggle the status from locked to unlocked.
Automatically save the “spare change” from your debit card purchases in a designated account. Has saving ever been easier than this?
Bluestone FCU’s mobile app gives you easy access to your accounts, 24 hours a day, 7 days a week. You have the ability to make transfers, pay bills, manage your debit or credit cards, see your transactions, deposit checks and more.
You can download the app for free at the links below or on your app store.
For more information, including how to use our mobile check deposit service, SnapChek, visit our mobile app help page here.
Bluestone offers mobile check deposits through our SnapCheck service. This service is available inside of our Bluestone FCU mobile app.
For more information on the Bluestone mobile app and SnapChek, click here.