Relationship Rewards
Our Relationship Rewards program is our way of saying thank you for your membership! It’s easy & automatic. The more Bluestone FCU products and services you take advantage of, the more rewards you automatically receive. Then, redeem those rewards for BIG savings on your next loan, to cover fees, and more.
Being a member of Bluestone Federal Credit Union is rewarding!
All members are automatically enrolled in our Relationship Rewards, just sit back and watch your points accumulate as you use your Credit Union products and services! Each membership is scored at month end, each month, and is categorized into the following Membership Levels:
- Basic: 0-299 points during the previous month
- Silver: 300-550 points
- Gold: 551-700 points
- Platinum: 701+ points
To see the benefits of each Membership Level, click the “What do these points mean?” in the tab to the left or below.
To see an example of how points accumulate on a monthly basis, see example under the “How to Earn Points” graphic below.
Member Referral Program
Current members can earn 3,000 lifetime points for each membership or loan referral! Refer a neighbor to open a new membership? Refer a current member to open a new loan? Both the loan referral or new account referral earn the current member 3,000 points!
Example: a membership that is open and active in October with a checking and auto loan account ($27,000), would earn points for those things in October. Let’s say this member gets and activates a debit card, makes $600 worth of purchases on the debit card, registers for online banking, enrolls in eStatements & eAlerts, sets up an automatic loan payment and has a valid email address on file. What points would they earn?
- Checking = 175 points
- Auto loan = 150 points
- Loan balance = 75 points
- Active debit card = 10 points
- Debit card transaction totals = 20 points
- Active online banking = 25 points
- Enrolled in eStatements = 75 points
- Enrolled in eAlerts = 25 points
- Loan Payment via AFT = 25 points
- Valid email address = 25 points
Total for October = 430 points
With the above example, the member earned 430 points in October, which means that starting Nov. 1 they are a Silver member.
Your account is considered one of these four levels based on how many points you earn each month when your account is scored. The higher your level, the more perks you receive.
Membership Levels:
- Basic: 0-299 points during the previous month
- Silver: 300-550 points
- Gold: 551-700 points
- Platinum: 701+ points
Any member who is active in online banking can view their relationship point balance by clicking the link on the left of the screen, and then looking under My Point Summary, after successfully logging in.
Your Rewards can mean BIG savings or, help cover those little expenses.
Bluestone is announcing a change to the Relationship Rewards Program. Effective October 1, 2024, members can no longer redeem points for cash. Members can still redeem points to cover fees such as insufficient funds or Skip-A-Pay fees.
Working Advantage
Bluestone FCU members are eligible to enroll in Working Advantage Discount Program, your one-stop shop for exclusive and convenient savings on the products, services and experiences you know and love. It’s cost-free and easy to enroll. Just visit WorkingAdvantage.com and use the company code bluestone to begin receiving discounts on:
- Electronics
- Appliances
- Theme Parks
- Hotels
- Movie Tickets
- Rental Cars
- Gift Cards
- Apparel
- Cars
- Flowers
- Fitness Memberships
- Groceries
- Special Events, and More!
Trusts, Wills & Taxes
Bluestone members can save up to 20% on filing their taxes with TurboTax or H&R Block. More information can be found under the TurboTax Discounts tab on our Tax Assistance page.
We partnered with Trust & will to provide members with 20% off an online estate plan. More information can be found on our Trust & Will page.
Bluestone FCU Visa Platinum card holders are automatically enrolled in our Dreampoints rewards program, earning points for every purchase with their Bluestone Visa Platinum card.
Enjoy rewards from travel to gift cards to merchandise and beyond, with Dreampoints and Bluestone FCU.
Access your Bluestone FCU Visa Platinum Dreampoints Rewards account through ItsMe247 online banking. Just click the Visa Rewards option in your Visa Platinum account menu.
Download the Dreampoints eBrochure here.
Browse the Bluestone Dreampoints rewards website here.
Dreampoints customer service can be reached at 888.349.8379. Hours are Monday through Friday from 8am to 11pm ET and weekends from 8am to 8pm ET. They are closed major holidays.