Savings Accounts
Rest easy with your money safe and sound in an account that has no monthly service fees or minimum balance requirements.
When you join Bluestone Federal Credit Union online or in a branch, you’ll open an ownership share account that represents your ownership in the Credit Union and is the foundation for your financial relationship.
To establish an ownership share or savings account a $5.00 deposit must be made. This amount will remain in your account as long as you are a member of Bluestone Federal Credit Union. You can even open and fund your new ownership share all online by clicking the blue button above!
Not sure if you qualify for membership at Bluestone Federal Credit? Review the Eligibility Requirements quickly before submitting your membership application. If you have questions or special concerns, feel free to give us a call at (605)367-7070.
If you’re trying to save for a variety of things at the same time, you can establish as many additional savings accounts as you like. For example, if you are getting married in the near future you may have a “wedding account” or maybe you’re planning that next big family vacation and want to establish a “vacation savings”. Whatever you’re saving for, you’ll find the perfect fit here. Additional savings accounts can be opened online withing It’sMe247 Online Banking.
Seeking a little higher return while not sacrificing access to your funds? We’ve got options! Current rates can be found within these tabs by clicking, “Savings Rates”.
Save for the holiday season all year long! A Christmas Club account allows you to save a little throughout the year for disbursement when you’re ready to shop!
Bright Start Youth (0 to 12 Year-Olds)
Any minor under the age of 12 is encouraged to open their very own Bright Start savings account! It’s a great way to start saving all that allowance and is a safe place to keep Grandma’s birthday money until it’s ready to be spent.
Learn more about Bright Start and explore interactive games by clicking here!
Neon Teen Accounts (13 to 18 Year-Olds)
The Neon Teen program is designed just for teens that are between 13-18 years of age. Discover the benefits of saving early and planning for your future by working through your age-specific activities. These activities will teach you about things like using a debit card, buying your first car, and saving for college. Click below to complete activities.
Ready to experience the Neon Teen perks? Click here.
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| OWNERSHIP SHARE | 0.05% | $5 | $50 |
| CHRISTMAS CLUB | 0.05% | $50 | |
| MONEY MARKET SAS | 0.25% | $2500 | |
| MONEY MARKET SAS | 0.35% | $10000 | |
| MONEY MARKET SAS | 0.45% | $25000 | |
| PRIME YIELD MM SAVGS | 3.03% | $25000 | |
| PRIME YIELD MM SAVGS | 3.29% | $50000 | |
| PRIME YIELD MM SAVGS | 3.55% | $75000 | |
| PRIME YIELD MM SAVGS | 3.81% | $100000 | |
| BASIC SHARE DRAFT | 0% | $0 | |
| DIVIDEND BEARING SD | 0.25% | $1000 | |
| SECONDARY SHARE | 0.05% | $50 |
Dividend Donations
Support your favorite local cause by having your earned dividends (interest) automatically donated on your behalf! Available causes include:
