It pays to get your loan from the place YOU own, and Bluestone Federal Credit Union offers a complete range of consumer and mortgage loans at rates and terms to meet your lifestyle needs and your budget.
| Loan Type | Rates as low as | Terms & Information |
|---|---|---|
| Buy or Refinance a Car/Truck » | 5.49% | .50% off all Hybrids & vehicles rated =>28mpg/hwy by the EPA |
| Home Equity Line of Credit | 7% | Flexible Home Equity Line of Credit |
| Buy/Refinance RV Loan-Balloon » | 5.99% | Buy the “toy” of your dreams with an affordable payment!!! |
| Line of Credit/Overdraft Loan » | 10.5% | Flexible Personal Loan or Overdraft Protection |
| Personal/Lifestyle Loan » | 12.25% | Debt Consolidation |
| Savings/Certificate Secured » | 2.05% | Use your money to earn credit |
| Buy/Refi Boat/RV 120mo Term » | 7.99% | |
| Buy/Refi Boat/RV 180 mo Term » | 8.99% | |
| Visa Platinum » | 10.5% | Visa Platinum with Rewards and No Annual Fee |
| Visa Classic » | 10.5% | No Annual Fee Visa Classic |
Disclosures
Percentages shown for Rates are the current Annual Percentage Rate (APR) for 4 star credit based on the shortest loan term offered with the exception of Personal/Lifestyle Loans which shows 3 star credit for the shortest term offered (12 months). Mortgage loan terms offered from 5 to 30 years; vehicle loan terms offered from 12-84 months; personal loan terms offered from 12-60 months; boat and RV loan terms offered from 12-180 months. Different loan types offer different loan terms. Not all applicants will qualify for rates shown or credit approval. All loans are subject to credit approval. Must be eligible for membership with Bluestone Federal Credit Union. Check eligibility here https://www.bluestonefcu.org/join-us/ Other loan requirements and stipulations may also be required. Rate discounts may apply based on type of loan, membership points redemption, collateral, etc. Additional fees and/or down payment may apply based on amount and type of loan. Breakdown of mortgage estimated fees: Document prep: $172.00; Appraisal : $600.00 plus mileage; AVM $25.00; Title insurance: varies with the amount of the loan (example: $50,000 would be approx. $550.00); Mortgage recording : $30.00; Prepaid satisfaction: $30.00; Individual credit report: $7.00; Flood certification: $14.00.
Lender: Bluestone Federal Credit Union, 5010 S Solberg Ave, Sioux Falls, SD 57108. 605-367-7070.
Equal housing lender https://www.hud.gov/fairhousing
Deposits insured by https://ncua.gov/
Member https://www.americascreditunions.org/