
Lifestyle/Personal Loans
We’ve got options! Apply for a personal fixed rate loan or revolving lines of credit!
Use them for unforeseen emergencies, your next vacation, back-to-school expenses, your upcoming remodel or just as overdraft protection. These diversely purposed loans can wrap around your lifestyle needs. We offer personal fixed rate loans and revolving lines of credit.
Does not include promotional rates.
Loan Type | Rates as low as | Terms | Terms & Information |
---|---|---|---|
Personal/Lifestyle Loan » | 12.25% | 12 M | Debt Consolidation |
With the costs of education growing fast, it’s time to borrow smarter. Bluestone Federal Credit Union partners with SallieMae to provide you with competitive rates for the money you need to advance your education.
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Disclosures
Percentages shown for Rates are the current Annual Percentage Rate (APR) for 4 star credit based on the shortest loan term offered with the exception of Personal/Lifestyle Loans which shows 3 star credit for the shortest term offered (12 months). Mortgage loan terms offered from 5 to 30 years; vehicle loan terms offered from 12-84 months; personal loan terms offered from 12-60 months; boat and RV loan terms offered from 12-180 months. Different loan types offer different loan terms. Not all applicants will qualify for rates shown or credit approval. All loans are subject to credit approval. Must be eligible for membership with Bluestone Federal Credit Union. Check eligibility here https://www.bluestonefcu.org/join-us/ Other loan requirements and stipulations may also be required. Rate discounts may apply based on type of loan, membership points redemption, collateral, etc. Additional fees and/or down payment may apply based on amount and type of loan. Breakdown of mortgage estimated fees: Document prep: $172.00; Appraisal : $600.00 plus mileage; AVM $25.00; Title insurance: varies with the amount of the loan (example: $50,000 would be approx. $550.00); Mortgage recording : $30.00; Prepaid satisfaction: $30.00; Individual credit report: $7.00; Flood certification: $14.00.
Lender: Bluestone Federal Credit Union, 5010 S Solberg Ave, Sioux Falls, SD 57108. 605-367-7070.
Equal housing lender https://www.hud.gov/fairhousing
Deposits insured by https://ncua.gov/
Member https://www.americascreditunions.org/